RiseUp

Flat No.218, Model House, Punjagutta, Hyderabad 10am to 6pm, Sunday Holiday
Power Your Business Growth

Machinery Loans

Equipment Financing Made Simple

Fuel your business expansion with our comprehensive machinery financing solutions. From manufacturing equipment to specialized machinery, we provide flexible loans to help you acquire the tools you need to stay competitive and grow your operations.

Machinery Loans

Up to 5 Cr

Loan amounts available

Competitive Rates

Starting from 8.5% p.a.

Up to 10 Years

Flexible repayment tenure

Understanding Machinery Loans

Comprehensive financing solutions for business equipment and machinery

Machinery loans are specialized financing solutions designed to help businesses acquire essential equipment, machinery, and technology needed for operations. Whether you're starting a new manufacturing unit, upgrading existing equipment, or expanding your production capacity, machinery loans provide the capital you need with flexible repayment terms.

At RiseUP, we understand that different businesses have unique equipment needs. Our machinery financing experts work closely with you to identify the right loan structure, ensuring you get the best terms while maintaining cash flow for your day-to-day operations.

Machinery Loans Concept

Equipment Security

The machinery itself serves as collateral, enabling higher loan amounts and better terms

Quick Processing

Fast-track approval process with minimal documentation for eligible businesses

Tax Benefits

Interest payments may be tax-deductible, reducing your overall tax liability

Vendor Tie-ups

Direct partnerships with leading machinery manufacturers for seamless financing

Insurance Coverage

Comprehensive insurance options to protect your investment

Flexible Terms

Customizable repayment schedules aligned with your cash flow patterns

Types of Machinery We Finance

Comprehensive coverage for all your equipment financing needs

Manufacturing Equipment

CNC machines, lathes, milling machines, presses, and automated production lines

  • Heavy machinery for large-scale manufacturing
  • Precision equipment for specialized industries
  • Assembly line automation systems

Construction Machinery

Excavators, bulldozers, cranes, loaders, and construction vehicles

  • Earth-moving equipment
  • Lifting and material handling machinery
  • Concrete and road construction equipment

Food Processing Equipment

Commercial ovens, refrigeration units, packaging machines, and processing lines

  • Cold storage and refrigeration systems
  • Food packaging and labeling equipment
  • Bakery and food processing machinery

Medical Equipment

Diagnostic machines, surgical equipment, and healthcare technology

  • Advanced diagnostic imaging systems
  • Surgical and treatment equipment
  • Laboratory and testing machinery

Printing & Packaging

Printing presses, binding machines, and packaging equipment

  • Offset and digital printing presses
  • Paper processing and finishing equipment
  • Automated packaging and labeling systems

Specialized Equipment

Industry-specific machinery and custom-built equipment

  • Agricultural processing machinery
  • Textile manufacturing equipment
  • Custom industrial solutions

Benefits of Machinery Loans

Why choose machinery financing for your business growth

Preserve Working Capital

Keep your cash reserves intact for day-to-day operations while acquiring essential equipment

Tax Advantages

Interest payments are often tax-deductible, reducing your overall tax burden

Boost Productivity

Modern equipment increases efficiency, output, and competitive advantage

Asset Appreciation

Equipment often appreciates or maintains value, unlike depreciating assets

Flexible Repayment

Repayment schedules aligned with equipment usage and revenue generation

Risk Mitigation

Insurance and maintenance packages protect your investment

95%
Loan Approval Rate
₹500Cr+
Equipment Financed
15+
Years Experience

Eligibility & Requirements

Who can apply for machinery loans and what you need

Eligibility Criteria

Business entities including Pvt Ltd, LLP, Partnership, and Proprietorship firms
Minimum 2 years of business operation (relaxable for established businesses)
Positive net worth and healthy financial statements
Credit score of 650+ (varies by lender)
Equipment value between ₹5 lakhs to ₹5 crores

Required Documents

Business Documents

  • Business registration certificates
  • PAN card of business entity
  • GST registration (if applicable)
  • Business address proof

Financial Documents

  • Last 2 years financial statements
  • Profit & Loss account
  • Balance sheet
  • Bank statements (6-12 months)

Personal Documents

  • PAN card and Aadhaar of promoters
  • Address proof of promoters
  • Passport size photographs

Equipment Documents

  • Equipment quotation/proforma invoice
  • Technical specifications
  • Vendor/supplier details
  • Equipment installation plan

Simple Application Process

Get your machinery loan approved in just a few easy steps

1

Initial Consultation

Discuss your equipment needs and business requirements with our financing experts

2

Document Submission

Submit required documents and equipment details for preliminary assessment

3

Equipment Evaluation

Technical evaluation of equipment and vendor assessment

4

Credit Assessment

Financial and credit evaluation by lending partners

5

Loan Sanction

Loan approval and terms finalization

6

Disbursement

Funds transferred directly to equipment vendor

Machinery Loan EMI Calculator

Calculate your monthly EMI and plan your machinery loan repayment schedule

Monthly EMI

₹0
Total Amount Payable: ₹0
Total Interest: ₹0

Ready to Power Your Business?

Get expert guidance on machinery financing tailored to your needs